Pub. 2 2023 Issue 3

NICB Endorsed Partners Bankers Compliance Consulting — Dave Dickenson Barret Graduate School of Banking — Memphis, Tennessee Community Bankers Webinar Network — Financial Ed Cross Financial — Marketing/working with customers Dell Computers ICBA Securities — Jim Reber ICBA Bancard NICB-CBAK Liquidity Program QwickRate SHAZAM — presented last year at Area Meetings Spectrum Financial — Fee […]

The recent passage of SECURE 2.0 has generated dozens of new provisions that affect virtually all types of retirement plans, with the intent of helping employees increase their retirement savings. Many new provisions also provide opportunities to access retirement nest eggs to offset unexpected expenses — including pension-linked emergency savings accounts (PLESAs). Effective for 2024

According to the National Safety Council, slips, trips and falls are the third leading cause of injury in the workplace. Some of these incidents occur at banks with employees or customers. While these mishaps might be commonplace, there is a proactive approach banks can take to help reduce the risk of their employees and customers

TISA Q: We have recently made a change that our online banking logins will expire after 18 months if a customer has not logged in. This may trigger them to begin being assessed paper statement fees, if they sign up for e-statements (there is no cost), as the paper statement fee is determined by an

I don’t know about you, but recent developments in banking have me flashing back to 2007 — when we saw large banks reap the consequences of some risky activities — and community banks were pulled into the fallout. The recent downfall of certain large banks (you know the ones I mean!) has made a big splash

Uncertainty seems to be the only constant on the economic horizon these days. Despite benign risk metrics across the country’s credit portfolios, there is an almost industry-wide sentiment that credit stress looms ahead. According to the Risk Management Association (RMA) Annual Community Bank Survey, 84% of community bankers indicated that credit risk was a top

Endorsement will help community banks reduce risks and achieve operational efficiency. On March 30, 2023, FPS GOLD announced the endorsement of RESULTS Technology to promote technology services specifically designed for banks. FPS GOLD offers core processing and eBanking software solutions designed for financial institutions across the United States and partners with vendors who support their

As a leader and decision-maker at your bank, you know that technology is a double-edged sword. It helps you work effectively, learn more about your customers, and make better decisions. But the online world also has the potential to destroy a business you’ve worked so hard to build. We live in a digital world —

I think we can all agree that there has been plenty to be concerned about in the last, say, five years. Some are environmental issues, some are social and, for community bankers, plenty are economical. What gets a lot of play in the business, and even mainstream media, is our growing national debt. There’s no