2025 Pub. 4 Issue 6

NICB Endorsed Partners Bankers Compliance Consulting — Dave Dickenson Barret Graduate School of Banking — Memphis, Tennessee Community Bankers Webinar Network — Financial Ed Dell Computers ICBA Securities — Jim Reber ICBA Bancard NICB-CBAK Liquidity Program Spectrum Financial — Fee Income with Credit Insurance Products/Services, Identity Theft Program, Flood Determinations — Scott Votava Travelers Insurance […]

If your client owns a small business, they’re already juggling a lot. Between managing clients, balancing budgets and keeping operations moving, retirement planning often falls to the bottom of the list. Yet, choosing the right retirement plan can be a game-changer, not just for the business owner but also for their employees.

This year began with an executive order stating the Trump Administration’s policy to establish the U.S. as a global leader in the responsible growth and innovation of digital assets and related blockchain technologies. In July, President Trump signed into law the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins),

Artificial intelligence is poised to reshape the future of financial services. From personalized customer experiences to faster fraud detection, the potential of AI in banking is far-reaching — but so are the risks.

Most bank boards struggle with cybersecurity oversight because they don’t know what questions to ask, how to interpret the answers or whether their security measures are actually working.

Since we started seeing Halloween decorations in August, I felt it was high time we started thinking about the holiday season.

Over the past few years, we’ve witnessed an alarming upsurge in the number of nonbank financial technology firms applying for national bank trust charters.