OFFICIAL PUBLICATION OF THE NEBRASKA INDEPENDENT COMMUNITY BANKERS ASSOCIATION
NICB Endorsed Partners Bankers Compliance Consulting — Dave Dickenson Barret Graduate School of Banking — Memphis, Tennessee Community Bankers Webinar Network — Financial Ed Dell Computers ICBA Securities — Jim Reber ICBA Bancard NICB-CBAK Liquidity Program SHAZAM — presented last year at Area Meetings Spectrum Financial — Fee Income with Credit Insurance Products/Services, Identity Theft […]
NICB Endorsed Partners and Associate Members Read More »
Community banks play a crucial role in local economies, offering personalized service and financial solutions tailored to their customers’ needs. One often overlooked strategy for increasing deposits is investing in employee development. When employees are well-trained, engaged and empowered, they can drive customer satisfaction, build trust and ultimately attract more deposits.
Collaborations between financial services technology firms (fintechs) and financial institutions are occurring more frequently than ever. Many financial companies see fintechs as an affordable, nimble solution to their technology gaps. Others partner with fintechs for assistance with compliance and regulatory governance. The fastest-growing fintech segment enables financial institutions to diversify their customer bases, expand revenue and even increase deposits via
banking-as-a-service agreements.
7 Questions Banks Should Ask a Potential Fintech Partner Read More »
Today’s ever-evolving and increasingly complex regulatory landscape has made automating regulatory change management (RCM) more critical than ever. Community financial institutions that rely on manual processes to navigate this ecosystem face enormous challenges while exposing themselves to significant risks. Although web searches and spreadsheets may seem like an economical alternative, the process leaves organizations vulnerable to serious — and potentially costly — ramifications.
Three Tips to Build Your Case for Regulatory Change Automation Read More »
After more than a year of debate and uncertainty, the Notice of Final Ruling on section 1033 is finally here.
The vast majority of community banks — with the exception of those with fewer than $850 million in assets — now face a compliance timeline of about two to five years, depending on asset size.
With cryptocurrency investments rallying post-election 2024, consumers and financial institutions alike must stay alert to an ever-growing threat of crypto fraud. Offering many opportunities for investors, cryptocurrency is also a playground for scammers. As it becomes more integrated into our financial system and scams increase, crypto fraud prevention must be a priority.
Crypto Scams and Crypto Fraud Detection for Financial Institutions Read More »
Note: In this column, for the first time, I relied on ChatGPT, the generative artificial intelligence (AI) platform. For the record, I submitted this inquiry: “Write a 700-word essay on how the shape of the Treasury yield curve affects community banks.” The following was generated in, I guess, three seconds, and most of it appears to be correct. I’ve taken the liberty of adding some commentary in bold, and there really aren’t many changes. In the future, I will only use AI if I fully disclose its assistance. And you’ll be able to tell because there’s no snark in AI-generated documents.
Concepts and Facts ChatGPT Gets it Mostly Right on Yield Curve Shapes
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ICBA’s 2025 Community Bank CEO Outlook Survey revealed that 77% of community bank executives believe their greatest business opportunity this year will be differentiating their community bank from other financial services firms. Demonstrating our unique value proposition is a growing priority for two key reasons.
Flourish: Amplifying the Community Bank Difference Read More »
